Consumer & Household Finance
Spending, saving, debt, and financial fragility — how American households earn, borrow, and manage money.
6 pieces
BlogFeeling Rich Is Not the Same as Being Rich
Across 147 countries, money reliably buys the feeling of financial sufficiency — and the feeling never tops out, across countries or within them. But whole regions feel far richer, or poorer, than their income says they should.
BlogThe Peak and the Plateau — A Decade of American Financial Well-Being
For a decade, Americans felt steadily better about their money. Then 2022 took it back — and the recovery never came.
Zillow state ZHVI panel
Wide state-level Zillow Home Value Index panel with monthly columns from 2000 through 2026.
Colorado legalization housing counterfactual
Monthly Zillow-style housing value panel with a Colorado legalization period flag and state-level comparison series.
TeachingCFPB Crisis Monitor
Use public consumer complaints as a crisis early-warning system: pin incident spikes, inspect consented narratives, and separate product mix shifts from real operational improvement.
BlogDoing Okay: American Financial Wellbeing
Follow a decade of Federal Reserve SHED survey indicators: financial comfort, inflation-era strain, emergency savings, $400 expense readiness, and education gaps.