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Scene 9 of 19, Whether rent burden rises with deprivation depends on the comparison. Step 1 of 3, All renter households.

Census tracts, renter households with a computed burden

Whether rent burden rises with deprivation depends on the comparison

Renter burden is 44.4% in the least deprived tenth of tracts and 47.6% in the most deprived, while owner burden is 25.5% in the least deprived tenth and 18.3% in the ninth

Share paying more than 30% of income (%)

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Whether rent burden rises with deprivation depends on the comparison

Scene 9 of 19, step 1 of 3: All renter households. Census tracts, renter households with a computed burden.

What to say

The panels are different comparisons, not a change in the data. The third panel measures each tract against its county, so its axis is in points of deviation. Gross rent and family income are inside the index, so the comparison sorts a ratio partly on its own parts.

About the chart

Renter burden is 44.4% in the least deprived tenth of tracts and 47.6% in the most deprived, while owner burden is 25.5% in the least deprived tenth and 18.3% in the ninth

The renter line stays within 3.6 points across the ten tenths with no linear trend, and the owner line is higher in the least deprived tenth than in the ninth and turns up in the most deprived tenth. Points are pooled shares with 95% intervals from a bootstrap over counties.

  • The Area Deprivation Index is built partly from median home value, median gross rent and median monthly mortgage cost, so it ranks tracts with costly housing as less deprived and a burden gradient against it is partly mechanical. The index also understates deprivation in high-cost cities. Tenths hold near-equal numbers of tracts (tracts with equal ranks stay in one tenth), not equal numbers of households.
  • 82,786 tracts have an index and 1,624 do not and are left out. Each point weights tracts by the households behind the share, and a tract share rests on a few households in a small tract.
  • Across all the tracts with an index, 45.5% of renter households and 20.8% of owner households pay more than 30% of income, and 69.0% of low-income renter households do.
  • In the third tab the county level is the household-weighted mean of the tract shares of the tenure across the county's tracts that have an index, so a county with one such tract adds no deviation. The slope is the within-county slope of the tract share on the index national rank with a separate baseline for each county, per 10 percentile points.

Source

HUD CHAS (American Community Survey 2018-2022 special tabulation) and Area Deprivation Index 2023 (built on ACS 2019-2023); shares pooled over tracts and weighted by households, bootstrap over counties, survey-based estimates with no margin of error published for the shares

Open in Chapter 5.4, Renting, affordability and evictionThe chapter’s report, with every estimate and table

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